Tomilee Fratto

As a Loan Officer serving the home buying and refinancing needs of clients in Nevada, Tomi enjoys assisting customers in making the right mortgage choice for their unique circumstances.  Since beginning her lending career in 2003, she has discovered a true passion for helping clients from First Time Home Buyers to couples ready to sail through their golden years with a reverse mortgage.

Clients are never just a loan number with Tomi.  She’ll recognize your voice on the second phone call and last names quickly become unnecessary.  Customers can contact her after hours and on weekends; there’s no such thing as a 40- hour work week when you love your job.

Knowledge about loan programs and upcoming changes is a vital part of being an effective mortgage professional.  Tomi subscribes to several online services with daily updates on both lending news and the economy.  

When not at the office, Tomi enjoys spending family time at home in her garden, loves writing, watching chick- flick movies, and balances out all that time spent in feminine activities by following the Wolf Pack of UNR and the Oakland Raiders.

Despite her busy career, Tomi makes time to be involved with community organizations. She is Secretary of the Northern Nevada Chapter of Women’s Council of Realtors – a group devoted to helping women realize their personal potential.

For borrowers seeking more from their loan officer than someone who fills in the blanks on a loan application, only a true mortgage professional will do – Tomi is that professional.